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Laura Borja
The Lending Company
Visit My Website
O: (858) 3-LOAN-SD
M: (619) 992-4061
E: Email Me



License # NMLS#199107
12264 El Camino Real #207
San Diego, CA 92130


Popular Mortgage Programs We Offer
  • Conventional Loans-  Conventional loans are available for conforming, high balance and jumbo limits for financing owner occupied, second home and investment properties.
  • FHA Loans – FHA loans are available up the county limits set by HUD. Buyers do not need to be first time home buyers to utilize this financing
  • VA Loans- VA loans are offered with zero down up to the county limit set by VA.  Loans of up to $1,095,000 possible with a small down payment.  
  • FHA  and VA Streamline Refinance- Your clients may be able to refinance without income verification or new property appraisal.  
  • USDA Loan Program-Designed to help low to moderate income individuals and purchasing in areas designated by USDA as rural.  
  • Down Payment Assistance-Down payment assistance programs are available in the form of second mortgages or grants. Examples are:
CHF Platinum
CalHFA’s CHDAP program
San Diego Housing Commission programs
San Diego County 

Other programs area available to tailor the right financing solutions