Elegant Custom home in the Rancho Solano golf course community. 2 story quality built (on raised foundation) with 3 car garage. Gorgeous 18" Porcelain tile flooring throughout Living, Dining, Kitchen & Family rooms. Full bedroom & bath on 1st floor. Living room boasts vaulted ceiling, recessed lighting & a marble, glass enclosed fireplace. Dining room has 4" crown moulding & decorator chair railing. Major appliances and systems (heat/cool, security, vac) all upgraded from original. Gourmet Country kitchen features abundant custom Oak cabinetry and black galaxy granite slab counters & backsplashes, an Island with a Dacor dual fuel (gas & electric) cooktop & power recessed exhaust fan, Dacor double convection ovens, a separate mounted Dacor microwave, Fisher-Paykel double dishwasher which allows one or both drawers to run independent of each other, a composite granite double sink, walk-in pantry, breakfast nook & recessed lighting! Family room w/ gas-lit fireplace, built-in speakers for surround-sound and a beautiful wet bar w/granite tile counter & Kohler sink. English country garden-inspired backyard features include a large covered patio w/an outdoor Granite kitchen (built-in blender, refrigerator, sink & CD player/speakers for entertaining guests), raised beds for vegetable garden and a lovely fountain! Huge Master bedroom suite w/fireplace. Sliding patio door to the wrought iron railed deck that offer incredible views of the surrounding hills! The master bath features HEATED tile flooring, marble slab counter w/waterfall trim edging, a rimless glass framed oversized shower w/ a shower head, a handheld faucet and 3 jets, large walk-in closet & a jetted soaking tub! Big Bonus room on 2nd floor along with 2 more bedrooms, a remodeled bath and a very large linen closet in wide hallway. Central vacuum system. Security & Fire alarm system. Much more! This is truly a must-see home!

I grew up in Northern California, attended Sonoma State University and settled down in Sonoma County where I still live with my wife and three children. I currently serve on the board of directors and am involved in many organizations such as: COTS, The W Foundation and Mary Collins School. I believe that being involved in the community is essential for a better learning and living experience for generations to come.

I have been in the mortgage business for 9+ years serving clients all over California. I close an average of 70+ million dollars in Mortgage Loans annually, which allows me to help hundreds of home owners in their quest to save money on a refinance or purchase a new home. To insure the smoothest outcome when obtaining a mortgage, the key is to work with a professional EARLY in the process. This means meeting with a mortgage professional BEFORE you have found the home that you would like to purchase/refinance.

Along with being a mortgage professional, I am a food and wine enthusiast. I love sharing moments in time with people I know, and don't know, so that I can live a life full of perspective. I don't believe that anything in life is impossible. With a good attitude, anything can be accomplished!

There are pros and cons with a fixed rate mortgage versus an adjustable rate mortgage (ARM), especially for first time homebuyers. The low initial cost of adjustable-rate mortgages, or ARMs, can be very tempting to home buyers, yet they carry a degree of uncertainty. Fixed-rate mortgages offer rate and payment security, but they can be more expensive. With the right information, whether it is a refinance or a new home purchase, I can help my customers pick the best mortgage that meets their financial goals.